Medicaid covers all Medicare services
but not all Services covered under Medicaid are covered by Medicare. While
Medicaid covers custodial services (long-term care) and Skilled Services,
Medicare covers only skilled services. Below is a table comparing the services
of both Medicare and Medicaid:
Services
|
Medicare
|
Medicaid
|
Medical
Supplies and Equipment
|
Yes
|
Yes
|
Nursing
|
Yes
|
Yes
|
Homemaking/Housekeeping
|
No
|
Yes
|
Physical Therapy
|
Yes
|
Yes
|
Home Health Aide
|
Yes
|
Yes
|
Occupational
Therapy
|
Yes
|
Yes
|
Personal
Care Aide
|
No
|
Yes
|
Speech
Therapy
|
Yes
|
Yes
|
Audiology
|
No
|
Yes
|
Respite
Care
|
No
|
Yes
|
Meal
Delivery
|
No
|
Yes
|
The table
above shows the various services covered by both Medicare and Medicaid. We can
see that Medicare’s primary focus is on skilled services, meaning services that
require some form of certification/license from the individuals who will be
administering care to patients.
AUTHORIZATION/REFERRALS/ORDERS
Under the various programs (Medicare
and Medicaid), there are different steps you need to take before you begin
servicing a client, these steps vary under the various types of insurance and
programs in which the client has.
AUTHORIZATION
This sometimes might be termed “prior
authorization”, meaning it’s the first documentation given to a provider by the
clients’ insurance company to begin services. This document outlines the
following:
·
Patient Name
·
Date of Birth
·
Insurance/Medicaid number
·
Authorization number
·
Diagnosis and Procedure codes
·
Requesting Provider
·
Servicing Provider
·
Service period
·
Service Status
·
Service units
The above are the main details you
should look out for in an authorization.
Question: What kind of healthcare program gives out
authorizations? What are the most important details in an authorization?
REFERRAL
When a hospital or rehab center
discharges a patient to home health care, a document is usually sent to a home
health agency alongside with the patient’s discharge papers. This document is
also known as Referral. A referral is a document that is signed by a physician
who is not necessary the patient’s primary care provider (PCP) sent to a home
health agency for them to initiate services. A referral must contain the
following information:
·
Name of facility
·
Date
·
Name of patient, address and date of
birth
·
Patient’s insurance details
·
Order for home health
·
In some cases name of Agency providing
home health
Question: Can referrals be used to commence services for a
client that is under the care of an HMO? Please explain.
ORDERS
When patients go for routine checks
with their doctor, he/she might decide the patient needs some form of home
health service. In this scenario the doctor writes an order (like a
prescription) to the home health agency explaining the kind of service that the
patient needs at that time. In some cases, the doctor leaves the burden of
assessment to the home health agency and no specific kind of treatment is
ordered. The content of an order is the same with that of a referral; the only
difference is that it is coming from a doctor’s clinic who is either the
patient’s PCP or a specialist doctor.
Time-line for authorization and referrals:
For Medicare patients, the golden rule is that a patient must be assessed and
treated by the home health agency within 48hours of receipt of an order or
referral from the doctor or hospital. In the case of HMOs or non-Medicare
clients, the patient can be seen when authorization is received.
Question: In what scenario would an Agency be required to
assess and treat a client without an authorization? What steps do you think the
agency should take to avoid citation?
ELIGIBILITY
One thing you should take note:
Authorization/Order/Referrals does not guarantee payment!
We already explained the criteria for
eligibility for the various health programs within Medicare and Medicaid. But
remember there are steps a client needs to take to be a member and remain
eligible.
Question: What steps do you think a client who meets the
Medicaid or and Medicare eligibility requirements, should take to be eligible
for Home Health Care. What factors may cause a client to lose his/her
eligibility?
MEDICARE
Medicare requires that an agency run an
eligibility check on its members before service commences. Medicare has a 1-800
number in which providers can call in and check for a client’s status and what
programs the client is eligible for. The following information is needed to
check or verify a client’s eligibility:
·
Name and date of birth
·
Medicare Number
·
Sex
The provider/HHA would also be asked to
verify the following information:
·
Tax ID
·
Medicare number
·
National Provider Identifier (NPI)
number
Question: What are the benefits of an eligibility check to a
HHA?
HMO
The process for eligibility check
differs from members under the Medicare Part A plan. In most cases,
authorization from the HMO means the patient is eligible for the services
described in the authorization form sent to the agency. This is not usually the
case. On the portal/website of each HMO, there is an area where eligibility
checks on members can be viewed. A copy of this needs to be printed out filed
for record purposes.
SERVICE DELIVERY
Question: What are the main factors to be considered before
skilled services be administered to a client?
At this stage the HHA as ascertained
the following:
·
- HHA has an authorization/order/referral from a certified physician/HMO to commence services
- Patient is eligible for Home Health service
- Agency is within network to provide services*
ANALYZING THE AUTHORIZATION/ORDER/REFERRAL
Step One: What service is required?
The HHA needs to be sure that the
service required to be administered is covered under the contract with the HMO
or Medicare
Step two: Does the agency have capacity?
If there order states “monthly blood
draw” for 4 months, does the agency have an IV nurse to send to the patient’s
home? Is the agency contracted with a lab to analyze the blood?
Step three: Is there a different procedure from Medicare as
against HMOs?
United Healthcare still maintains
almost the same procedure as per referrals although it has various programs in
which it is handling now.
Step four: Are services ordered by the HMO/Physician need to
contracted by the HHA to a third party?
If the authorization covers therapy
services, the agency needs to ensure that it has reliable therapy company it is
contracted who will administer care within the stipulated time frame. The
therapy company also needs to have the required insurance needed to cover
services for members under the Medicare plan or HMO plan as required.
PHYSICIAN APPROVAL
We mentioned earlier that a physician
needs to continuously oversee the activities of the HHA agency as it affects
the client/member. Some of the ways a physician can monitor these activities is
through the following:
- Plan of Care
- Communication/Progress notes
- Home Health Orders
- Therapy Evaluations
- Discharge Summary/Re-certification
- 60 day summary
Note: Medicare requires all agencies
servicing clients under the Part A program must obtain a document called “Face
to Face” from the patient’s PCP within 30 days of servicing the client.
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